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15 vs. 30 Year Mortgage Calculator

Is it smarter to get a mortgage for 15 or 30 years? Our mortgage calculator compares 15 vs. 30 to help you decide.

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Should your mortgage be for 15 or 30 years? 

A 30-year mortgage usually means lower monthly payments and spending more on interest. A 15-year mortgage typically has higher monthly payments and lower overall costs. Enter the details of both loans into our 15 vs. 30 Year Mortgage Calculator to find the right loan term for your goals.

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Apply online

Start your loan application here. Don't worry—if you get stuck, we're just a phone call away.

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Speak with a loan advisor

We'll help you find the right loan, start your application, and answer your questions.

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Find a loan advisor

Connect with a local expert and meet remotely or at a nearby branch. We'll guide you through the entire home loan process.

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Buy a Home

Looking to buy your first home or already familiar with the process? We have a wide range of mortgage options to match you and your family's needs. 
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Mortgage Refinance

Refinancing your home can help you achieve a variety of goals. It can lower your monthly mortgage payments, reduce your interest rate, and free up some cash that you can use to pay off debt or invest in other areas of your life.
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Home Loan Basics

If you're considering buying a home and don't know where to start, you've come to the right place. We're here to help you find the right home loan for your needs and budget.
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