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Sandra Fuller, (NMLS ID 186883)

Sandra Fuller

Sr Loan Advisor NMLS ID: 186883

44691 Mound Road

Sterling Heights, MI 48314

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

If you are looking for mortgage home loan financing, I would love to help you. I have been in the mortgage and financial industry for over 30 years, and have helped thousands of clients purchase a new home or refinance their current home.

 

At Flagstar, I can offer a variety of loan programs and can lend in all 50 states, including FHA, conventional, Veteran (VA), Jumbo, USDA rural, and conventional renovation loans. Our renovation loans can be used when either purchasing or refinancing to make repairs/renovations, so you only close on one loan, instead of having secondary financing. Flagstar is also a certified MSHDA lender and can collaborate with other downpayment assistance programs. If you're fresh out of medical school, the new Doctor Loan program may help you finance the home of your dreams.

 

I look forward to your call, text, email, or simply drop in. I can't wait to work with you on your home loan financing!

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Pre-qualify & Gather Financials

Submit your financial information and we'll give you a personalized estimate for your loan.

Pre-approval

Once you're pre-approved, we'll coordinate with the escrow or title company

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Close & Receive your funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

Loan Application

Complete a loan application online, and submit the necessary financial documents.

Appraisal

We'll conduct an appraisal of your property to determine its current value.

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Request a contact

Fill out the information below and I'll reach out to you shortly.

Sandra Fuller

Sr Loan Advisor NMLS ID: 186883

44691 Mound Road

Sterling Heights, MI 48314

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Let's do the math (the easy way).

Use our home loan calculators to break down the costs of buying a new home.  How does a higher or lower down payment affect your monthly payment? Should you get a fixed or adjustable rate mortgage? Play around with different scenarios so you can make informed decisions about your home loan.

So, how does getting a mortgage work?

Buying a home is a big deal, and there are many ways to finance it. Understanding the basics of a home loan will get things off to a great start. Learn about the steps in the process, the paperwork you'll need, and what makes up your monthly payment.

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